February 19, 2012

Learning Financial Management at Early Age

We are reviving our Merit Store, and it's even bigger!

Our Merit Store had helped me motivate my homeschoolers in completing their daily goals. Their scores increased and they became more conscious in following rules and instructions. 

When we moved houses and then had made adjustments to our homeschool set-up, the merit store was put aside. But now, we have decided to bring it back  and use it not only as a motivational tool but also to teach our homeschoolers banking system and principles. It's never too early to teach our young children principles on financial management such as saving more, spending less, and keeping good credit score rating. They'll know better how to use (or not to use) credit cards, and be wise in using cash money when they grow up.

I blogged about our Merit Store before but I will be posting more on this once our new Merit Store is open.

Ringtones and Personalities

Image from Picasa.
Some people say that one's cellphone is a reflection of the owner's personality but I would say it's the choice of ringtones and not the cellphone itself. 

When Naomi turned 12, her dad and I bought her an inexpensive but functional cellphone as a birthday gift. She was overjoyed and was in tears when she thanked us. I knew that if she had the choice, she would pick a fancy one. Nevertheless, she was in cloud 9 when she was trying decide what ringtone she wanted.
Many people, like my Naomi, have more control in choosing their kind of ringtone than picking their kind of cellphone.
It may sound silly, but noting other people's ringtones helps me learn more about their personalities.
My ringtone is called 'Eternal' set in low volume and ascending mode. I just don't want to disturb other people and catch too much attention. I think the title is also one reason why I chose it.
How about yours?